Working capital guarantee


A working capital guarantee can be provided to your bank if you don’t have the assets that are required as security to approve further working capital finance.

Your bank may also be reluctant to approve finance for a contract where it believes the payment terms are too risky, based on the upfront costs involved.

Our guarantee provides security to your bank, allowing them to lend you the additional working capital you need to finance an export contract, multiple export contracts with different buyers or to finance your involvement in an export related global supply chain.

How does a working capital guarantee work?



  • Keeps your business growing through access to working capital
  • Prevents business being lost to an overseas competitor if you lack the finance to meet the contract obligations
  • Unlocks working capital, which can help finance additional contracts.

Watch this video to find out more about Efic's Working capital guarantee.

Case studies

The case studies below demonstrate how we have helped companies win contracts by providing a working capital guarantee.

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