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Small Business Export Loan

Please note Efic’s offices are closed from Tuesday, 25 December 2018 and will reopen Wednesday, 2 January 2019.

What is the Small Business Export Loan?

Our Small Business Export Loan is an unsecured, government-backed loan solution with an easy online application and fast approvals for businesses with a turnover of more than $250K.

Who is the Small Business Export Loan for?

If your business needs finance to support your export transactions, and your bank is unable to help, the loan could provide you with the necessary funds to satisfy your cashflow needs.

Your business must have a turnover of between $250K and $10 million and have been trading for at least 2 years.

Find out if you are eligible.

Why choose the Small Business Export Loan?

  • Supports international business growth
    $20K to $350K loans to help fund your export-related contracts, tourism growth or online sales to international customers
  • Unsecured export loan
    No security of property or other fixed assets, secured only by director(s) guarantees*
  • Fast, easy access to funds
    Apply online in as little as 30 minutes, with funds available in as little as 9 business days
  • Conditional Approval
    Ability to submit your application and receive a 90-day conditional approval if you haven’t secured an export-related contract
  • 3rd parties can apply
    Ability to apply on behalf of an Australian exporter for accountants, consultants and other third parties
  • No penalty for early repayment

How much will it cost?

The loan is unsecured. Interest rates are approximately 13% p.a.**
Application and credit assessment fees also apply.

Use our calculator to get a quote.

*If your loan cannot be approved as unsecured, loan approval may be provided subject to a general security agreement and/or priority deed which may incur additional charges.

**Interest rate is indicative only and may change. Interest rates are fixed for the term of the loan.

See how businesses like yours have been funded.

Need to talk?

Talk to a SBEL expert

1800 740 557