Loans_banner.png

Loans

We work together with your bank to provide complementary finance solutions for your export-related business.

The key eligibility criteria
Age of business

Established for at least 2 years.

Nationality of business

Must be an Australian registered company. An Australian Company Number (ACN) is required.

Export transaction requirement

This loan must be used to finance:

  • export-related transaction(s) for the export of Australian goods and/or services from Australia
  • the expansion of your business in an overseas market
  • equipment and other costs associated with delivering future export or export-related contracts.

 

Australian content

As Australia’s official export credit agency, our mandate is to help support the export of Australian goods and services. The value of Australian content needs to be at least 1/3 of the total contract value for a transaction to be eligible for maximum Efic support. This is why we need to consider the amount of Australian content in your export contract.
Australian content can be made up of:

  • Australian-owned intellectual property, services, or product design
  • components and raw materials manufactured or produced in Australia
  • labour and manufacturing costs incurred in Australia.

You must meet our Australian content guidelines. Read them here.

Market gap

We don’t compete with the banks and only provide finance when your bank is unwilling or unable to do so.

Environmental social policy

You must agree to our Environmental Social Policy. Read it here.

Credit information policy

You must accept our Credit Information Policy. Read it here.

Need to talk?

Talk to an expert today

1800 093 724