Efic’s new Small Business Export Loan

Opening your business to the world is closer than you may think, with Efic’s new Small Business Export Loan.  It is our way to support SMEs like you to innovate and grow through export opportunities when your financial institution is not able to help.

Access and confidence 
With easy access to an unsecured loan you can have the confidence to take on larger export contracts, knowing working capital is available when your bank is not able to assist.
Designed for small business exporters 
The Small Business Export Loan has been designed to meet the specific needs of small business exporters and we focus on your ability to service the loan rather than the level of security available.
Convenient application process 
Applications can be made via EficDirect, our online application portal. This enables you to complete the application when it suits you, in as little as 30 minutes.
Fast approval 
Receive an indicative offer when you’ve submitted your application, with formal loan approval finalised within as little as 7 working days. Once your loan has been approved and you have formally accepted the offer, funds will be available within 2 business days.
Apply now Returning applicant

About the Small Business Export Loan

The Small Business Export loan enables your business to be flexible and agile to make the most of export opportunities.

  • Find the loan term to suit your cash flow
  • Fixed interest rate for easier budgeting
  • Easy to manage monthly repayments via direct debit
  • Unsecured loan of up to 80 per cent of the export contract
  • Fixed loan application fee means no hidden costs
  • Keep track of your application through EficDirect
  • Quick access to funds, within as little as 2 business days of your formal acceptance of our offer

Click here to see more about our Small Business Export Loan.

Launch offer

Fee waiver for the first 25 applicants plus, as a special launch offer the first 25 applicants to successfully complete an application via EficDirect will have their credit assessment fee of $1,000 waived.

Apply now Returning applicant